Sky Blue Credit Repair Review

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Sky Blue Credit Repair is a top-rated credit repair company whose aim is to help you understand and manage the credit repair process so that you can attain your credit goals.  With over two decades of experience in this niche, Sky Blue has built the knowledge base to give you exemplary results when you need your credit report assessed and repaired. The firm has painstakingly carved a name for themselves and they are best known for their affordable pricing and outstanding customer service.  So, does Sky Blue credit repair really work? We have done the homework for you so that you can make your decision with ease.




One of Sky Blue Credit Repair’s strengths is that they have been in business since 1989, which translates to over 27 years of experience providing credit restoration and repair services. They are known for their affordable pricing, exceptional customer service, and quick results.


How does Sky Blue’s credit repair process work?


After signing up with Sky Blue, you will receive detailed instructions via email for how to obtain your current credit report.  Upon receiving your report, they will analyze it thoroughly and email you their review, identifying which items to address in order to improve your credit rating. For immediate results, they will focus on the easier items to challenge and dispute first.


During the dispute process, Sky Blue will challenge the unfavorable items on your credit report with the credit bureaus. Such items might include late payments, student loans, repossessions, bankruptcies, and paid collections, all of which contribute to a poor credit score.


The results of the dispute are sent directly back to you by the credit bureaus so you are kept up-to-date on the entire process. If the disputed items have not been removed from your credit report, Sky Blue will modify the disputes as required and automatically re-submit them for you, repeating the process until the items are removed.


How long does the process take?


Sky Blue Credit Repair has a reputation in the industry for their efficient process and quick results, providing 5 credit item disputes per credit bureau, totaling 15 item disputes per 35 days. The number of items needing dispute on your credit report will influence the length of time the process takes.  How quickly the credit bureaus respond is another factor affecting the time frame. Ultimately, the sooner you sign up, the sooner the credit repair process can start.


The first round of dispute letters typically go out within a week of sign up. Credit bureaus have at most 30 days to address disputes, so you should see initial responses in about one month. For the average customer, the entire process takes around 6 months.


You will receive a more accurate estimate of the time frame after you sign up and Sky Blue has a chance to analyze your credit history.


Other services


In addition to managing the credit dispute process, Sky Blue Credit Repair will also show you ways to improve your FICO scores. Even minor adjustments to the way you handle your finances can result in significant score increases. Sky Blue will give you personalized advice on how to manage your accounts for the fastest score increase and a vastly improved credit history.


Other credit repair services offered by Sky Blue at no additional charge include:


  • Debt validation: Upon receipt of a collection letter, you can request that the collector provide proof of their right to collect and validation of the amount owing.
  • Goodwill letters: Unlike a dispute, this is an appeal for a creditor to delete a negative item from your credit history.
  • Debt settlement: If you have decided to pay a collection, you may be able to negotiate the process. Blue Sky can advise you on negotiation techniques and other concerns prior to making the payment.


How do I get started?


Signing up with Sky Blue Credit Repair is easy and only takes a few minutes. Either give them a call, or visit them online and complete their sign-up form. You will then receive step-by-step instructions for accessing your credit reports and sharing them with Sky Blue, so they can start their analysis.


It’s important to note that Sky Blue representatives do not work on commission. Therefore,  you can count on genuine and honest advice, with no added sales pressure.  To get started now, click here.


What information do I need to provide?


Sky Blue may need the following information to process your order:


  • Social security number
  • Date of birth
  • Credit or debit card information


Rest assured that Sky Blue does not share your information with anyone. You can view their Privacy Policy on their website for further details.


How much does it cost?


Sky Blue charges an intial $59 setup fee, and then $59 per month. You only pay for completed.  There is no  advance payment. The fee includes a detailed analysis of your credit report to determine the items that are negatively impacting your credit.  Also, get customized advice to improve your credit score and ongoing dispute letters sent to the credit bureaus.


Occasionally, Sky Blue may request an up-to-date credit report to revise your progress, so you should be aware of this potential, additional expense.


Are there any discounts available?


On top of being one of the more affordable options out there, Sky Blue also has discount pricing for couples: $99 for setup and $99 per month.  Also, couples whom live together but are not married qualify for this discount as well.


Does Sky Blue Credit Repair offer a guarantee?


Yes, Sky Blue does offer a 90-day, risk-free guarantee.   If you are not satisfied with their service during the first 90 days of your membership, receive a full refund.


Is it easy to cancel?


When you sign up with Sky Blue, you can cancel anytime without penalty.


How do I contact Sky Blue Credit Repair?


Sky Blue’s corporate office is located in Boca Raton, Florida, but they service the entire U.S.A. It’s not necessary to talk to them in person; you can obtain information and sign up for their services over the phone or online.


Their call hours are:

Monday – Thursday: 9:00 am to 7:00 pm EST

Friday: 9:00 am to 5:00 pm EST

Phone:  1-888-449-1443




Advantages of Sky Blue Credit Repair


Here is a summary of the benefits of choosing Sky Blue:


  • Over 27 years of industry experience
  • Don’t work for commission
  • Signing up is quick and easy
  • Have an accelerated dispute process, disputing 15 items every 35 days (5 items per credit bureau), which has the potential to remove more items at a quicker rate
  • Offer discounted pricing for couples
  • Help you rebuild your credit history
  • Have an A+ rating with the Better Business Bureau, and a 4.6/5 star rating from TrustLink
  • Have a 90-day refund policy, with 100% money-back guarantee
  • Are fully compliant with the Credit Repair Organizations Act (CROA)
  • You can cancel anytime with no penalty


In summary, Sky Blue Credit Repair understands that a poor credit rating can negatively impact your life.  A poor credit score may prevent you from getting preferred rates on loans, mortgages, and much more. Repairing your credit is their priority, and they accomplish this in an efficient and customer-friendly manner. If you are looking for high-quality, affordable credit repair services, you can’t go wrong with Sky Blue.



Call Now To Repair Your Credit Quickly : 1-(888) 449-1443




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