Most of us don’t run out of checks all that often. In fact, with the onslaught of made-easy online bank transfers, ATMs on every corner and then some, there are plenty of check-less payment options at our disposal.
Still, you’ll likely need a check to pay rent, the IRS or you know, give someone the gift of cash. And when you’ve run out, it’s hard to know how much you should invest in replenishing your check supply.
Luckily, there are some options when it comes to finding cheap checks online, and in person, if you know where to look.
Read on to learn more:
While you may think of checks as being the bank’s game, there are plenty of third-party sellers that may offer savings that the banks just cannot provide.
Outside retailers specializing in printing can offer the lowest priced checks around. Vistaprint or Checks.com are good places to start.
First of all, personal checks from third-party printers come with far more customized options than your basic bank choices, and, even better, many are much more affordable than your bank.
While ordering from a third-party printer might seem like the best solution, especially if you’d like something more customized than say an assortment of endangered species, ordering directly from your bank might not be all that expensive.
The point is, do your homework if you’re looking for serious savings—and don’t be afraid to ask for a quote.
Hey, it never hurts to ask. If you only need a few checks here and there, you may be better off asking If you only need a couple of checks for a rent payment or some other urgent matter.
Many banks supply a freebie here and there, however, some may charge a small fee.
Bank of America provides emergency or temporary checks in the interim before your order arrives, while Chase charges something like $2 for a few checks in a pinch.
Buy your checks like you buy your toilet paper. Er.. sort of…
Big box stores like Walmart and Sam’s Club offer checking printing services, so check “shopping” doesn’t need to be an inconvenience.
Both stores also sell cheap checks online. Meaning, you don’t need to set foot into the big box to save big on paper checks.
Be warned, some checks like those inspired by Disney’s Frozen are sold at a lower rate than their more traditional-looking counterparts.
In addition to shipping out your myriad packages, the UPS store also provides check printing services starting at $9.99 for a pack of 150 checks.
While it’s got nothing on free checks, this may prove more cost effective than ordering from your bank.
Beyond saving money by buying cheap checks online, Credit Zipper has plenty of advice for cutting costs and starting off on the road to debt free living.
Contact us today to learn more about our debt consolidation and credit repair services.
